Department of Insurance Requires Rate Discounts for Wildfire Risk Reduction
The California Department of Insurance has finalized regulations which require insurance providers to offer lower rates to property owners who take action to mitigate the risks of wildfire damaging their property. The regulation also requires insurers to provide policyholders with their “wildfire risk score or other wildfire risk classification” and to give policyholders an opportunity to appeal their classification.
According to a press release from Insurance Commissioner Ricardo Lara, “The regulation requires insurance companies to submit new rates that recognize the benefit of safety measures such as upgraded roofs and windows, defensible space, and community-wide programs.”
Unfortunately, the regulation will not shield policyholders from potential non-renewal or cancelation of existing policies. Rather, the regulation is intended to make wildfire insurance coverage more affordable for property owners and to incentivize adoption of wildfire risk reduction practices.
Under the regulation, insurers have 180 days – or until April 12, 2023 – to file rating plans for policyholders who undertake specified wildfire risk reduction practices and to develop a written procedure for disclosing policyholders’ wildfire risk scores.
SWRCB Updates Curtailments on Multiple Watersheds
As of last Thursday, the State Water Resources Control Board (SWRCB) has imposed a watershed-wide curtailment of water rights on the Sacramento River watershed with a priority date of 1927 or later including water rights associated with the Central Valley Project and State Water Project. In addition to this watershed-wide curtailment, the Cache Creek has been further curtailed with a priority date of 1859 or later. The SWRCB has suspended curtailments for appropriative water rights on the Yuba River subwatershed with a priority date between 1927 and 1960 and on the Putah Creek subwatershed with a priority date of between 1927 and 1947, meaning that those water rights are not currently curtailed. Post-1960 water rights on the Yuba River subwatershed and post-1947 water rights on the Putah Creek subwatershed remain curtailed, however.
Appropriative water rights have been curtailed within the San Joaquin River watershed with a priority date of 1919 or later and within the Legal Delta with a priority date of 1927 or later. Further curtailments have been imposed on the Stanislaus River for water rights with a priority date of 1897 or later, along with the Fresno River subwatershed for water rights with a priority date of 1855 or later. Curtailments remain on the Tuolumne River for water rights with a priority date of 1914 or later, on the Merced River subwatershed for water rights with a priority date of 1859 or later and on the Mokelumne River subwatershed with a priority date of 1890 or later. Additionally, all appropriative and riparian water rights have been curtailed in both the Calaveras River and the Chowchilla River subwatersheds.
Mill Creek and Deer Creek watershed diverters were required to cease or reduce diversions to maintain the drought minimum flow of 50 cubic feet per second and to submit an online Compliance Certification Form by October 15. If you have not yet submitted the Compliance Certification forms, use the login credentials provided on the curtailment order you received in the mail and submit that information through the Water Rights Form and Survey Submittal Portal.
For questions about curtailment and suspension notices or assistance completing the Compliance Certification forms, please contact the Rancher Technical Assistance Program at (916) 409-6902 or firstname.lastname@example.org.
New episode of Stories from California Cattle Country
Stories from California Cattle Country, “Bert Lamb & Camarillo Farm” is out now. To listen to the episode, click here. Stories from California Cattle Countryis produced by The California Cattlemen’s Foundation with support from the California Cattle Council. If you want a glimpse into our travels, follow the podcast’s Instagram account @calcattlecountry.
National Cattlemen’s Foundation (NCF) Beef Industry Scholarship Applications Now Available for Undergraduate Students
Applications for the 2023-2024 CME Group Beef Industry Scholarship are now being accepted. Sponsored by the CME Group the scholarship recognizes students who play a crucial role in the future of food production. To be eligible applications must be a graduating high school senior or full-time undergraduate student enrolled at a two or four-year institution. The deadline to apply is Nov. 11, 2022 at midnight Central Time. For further information on the scholarship and to apply click here.